If you can, you should try to take action to move your account out of Persistent Debt. FONT-SIZE: 14px; OVERFLOW: hidden; BORDER-TOP: black 1px solid; FONT-FAMILY: Arial, sans-serif; BORDER-RIGHT: black 1px solid; BORDER-BOTTOM: black 1px solid; WORD-BREAK: normal; PADDING-BOTTOM: 10px; PADDING-TOP: 10px; PADDING-LEFT: 5px; BORDER-LEFT: black 1px solid; PADDING-RIGHT: 5px 30/3 month plan length = 10 charged each month for three months. Enter your debit card number so that we can check that it's one we accept, then - if you have more than one plan on your account - choose one of the options: NOTE: Always make sure that you pay your minimum payment against Normal Credit before making payments against any other plans or you may incur late fees and more interest. Also Asda/Argos neither have ustomer phone Service. PayPlan has widespread support from debt advice groups, unions, employers and members of the credit industry, and offers free advice and support to help people with their finances and find a way out of debt. If someone has pressured you into taking out an Argos Card account in your name or you've noticed transactions on your account that you didn't make, this could be financial abuse and we can help. @sainsburys Do you have a phone number for Sky so l can check suitably before l buy one? My advice don't get it. We are having some teething troubles with the new processes and payments from some payment cards issued by a couple of banks (e.g. In addition, the Normal Credit Interest Rate will apply to the whole Normal Credit balance each month, until the balance is cleared, we refer to this as interest on interest. Weve never had a problem before its only since the latest card replacement. The Financial Conduct Authority (FCA) have rules aimed at helping people who find themselves in this situation. @kh60772306 It can take up to a month to close your account and it might take up to another month for your credit file to update. Hi. How do I make a payment? downdetector.co.uk, On the Please don't put it off, it really is easier to deal with if you change your payment habits as quickly as possible. * These organisations all have different opening hours which may vary, so check their websites for details. Just Bots that are stupid refusing to recognise issues????? @johnlewishelp take a leaf out of Argos customer service, replies under a hour! @nick_rhodes_nz Can I register again? I will try again in a few hours. Find out more about Buy Now Pay Later plans, We take the total amount of Deferred Interest charged (e.g. This means you may pay interest on interest. I thought I was paperless so why have I received a paper statement? What is Estimated Interest? @JamboMr When can I use my new credit limit? Think its something my end stopping the delivery date selection, or their end, but i got it sorted, just went to the store, was hardly anybody about, so only took about 5 minutes. You can contact our Customer Payment Solutions department by letter or telephone. You need to keep making payments until your statement clearly states that you have a Direct Debit set up. You can make payments to the plan at any time - it's up to you. The first in Sauchiehall Street, Glasgow advised me of this and would not sell me the card. Mobile Safari 5 or Opera 20, then you might find you have problems using this site. I've checked and it's not a issue with the. Can I make a payment using my own online banking? @Argos_Online @MicrosoftUK FIFA download bought as a gift. What happens if I spend more? How Deferred Interest is included as part of your Minimum Payment? What's my Memorable Word and my Security Number? You should receive your statement within 10 days of your statement being printed. The Ombudsman offers a free independent service, but before they look at your complaint, they will ask you to give us the opportunity to put things right for you. @FinlayRegan @Katharinealice2 How would you know how the milker was not working correctly if not used? @Argos_Online Is your online flexecard system (Love2 Shop) not working? Call their free debt advice helpline or visit. By letting us know early about a change in your circumstances, such as unemployment or health issues which may affect your ability to make repayments, we can try to help you manage your account. To help you to stay within your credit limit, we'll send you a text reminder when you've used 95% or more of your credit limit. Coming here to MyArgosCard.co.uk, or downloading and registering for the My Argos Card App, where you can manage your account and make payments, Calling our automated payment system on 03456 400 700. So the issue is resolved. The amount you need to pay depends on your current situation and how long you have been in Persistent Debt and how much you can afford to pay each month. @ArgosHelpers Can I use my Argos Card to purchase gift cards in store? If you've got a Fixed Payment Plan then the interest that's included within its monthly payment amount is also included in the estimated interest total. @stuartdn If you choose to spread the cost over a longer period, then you will be charged Deferred Interest on any balance remaining at the end of your plan, which you pay as part of your minimum monthly payment. Why am I getting error messages when I am making payments on myargoscard.co.uk? if your statement date is the 17th of the month then it will appear on the 17th of every month. What do I do? We have a couple of Direct Debit options for you: Will a Minimum Payment Direct Debit repay my Buy Now Pay Later Plans? @KyleOR1984 @PaulQuinnNews @VirginMediaNews Absolutely. Whilst these options could affect your credit file, it's worth considering them carefully if you need additional help with making repayments. Attention now has to go to staff with todays news. How do I update my contact details? What should I do? I've sent a text to opt out of the interest rate increase, but I haven't had a response. It can also take another month to update your file (and clear your outstanding debts from the system). Just be careful: If your next payment is due within the next 5 working days, then we might have already requested your Direct Debit payment from your bank. When you connect to our website, your session is encrypted. Make sure you have enough money in your account for the purchase. @ArgosHelpers I have but am still none the wiser except that there were driver issues and that Argos are sorry for the inconvenience @tdbkys Been reaching out for support for 3 days with no response! If you have a Buy Now Pay Later plan due to expire next month then we'll also include how much deferred interest might be incurred on it if you don't pay off any more of your balance. Does Persistent Debt affect my credit score? Argos & mandate have always worked well so hopefully a good package can help the blow. Twitter Try making the purchase again with a different . @ChristineMap MS Xbox help just goes round & round, says go back to Argos. @joejhehir If it isn't, update it in the Payments center, then try your purchase again. 2022 Hearst UK is the trading name of the National Magazine Company Ltd, 30 Panton Street, Leicester Square, London, SW1Y 4AJ. What do I do if I'm struggling to pay my bills? Better off with Tesco. Can I reset my security details if my email address is incorrect? Also, you can only get credit plans on Argos and Habitat orders over 50. @ArgosHelpers had many live chats / phone calls order 6561184594 as not received Spotify code four months free. Please try again or use a different c. Options. Can't you just increase my minimum payment? They were a great and friendly employer. They said it . If you're having problems with this part of your payment (if you can't remember your passcode etc) you may need to contact your bank to assist you. @eitinys skull candy headphones r apparently good and theyre either 45-60, sony WH-CH1510 are pretty good theyre comfy and have long battery and around 40 on argos but the bluetooth can randomy disconnect at times, and major iv from marshall They are the best headphones ive ever had?? Can't you just increase my minimum payment? @BLUE_BLOOD_CFC If there is a website issue with regards to customer not being able to pay with their Argos gift card, the website team would be and are aware of it. If you have set up a repayment arrangement to clear the arrears on your account, then you don't need to increase your payments at the moment. @ChristineShawy4 @ArgosHelpers I'm sorry Jack. These problems normally come with an error,. reasonable costs for enforcing the agreement, including any loss, costs or expenses that may be incurred in collecting money owed under this agreement; It's the amount of interest that you could be charged if you don't pay off the full Buy Now, Pay Later plan balance before the plan ends. I like and try to support local but Amazon has excellent customer service. This useful guide from UK Finance offers further help and advice. @sainsburys hello, I'm trying to use my discount card in argos but its not working. 16 days, money back, no questions. I've then contacted Argos via live chat and they confirmed the payment is pending and hasn't left my account and confirmed the order wasn't placed. I won't be ordering online from them again. Can I reset my security details if my email address is incorrect? If you've already taken some action and started to increase your payments, that's a great start and will help towards moving your account out of Persistent Debt. Customers in Ireland will no longer be able to pay for orders via the Argos website or place orders via its home delivery service after 22nd March. If you want a Direct Debit to take regular payments to pay off a Buy Now Pay Later you'll need to call us on 03456 400 700. What happens if I go over my credit limit? You can find some information about how long it will take you to repay your balance, how much interest you might pay and how much you could save by paying more than the minimum each month by visiting cardcosts.org.uk. It's critical that we have current contact details for you - occasionally we might need to tell you about critical changes to your account (updates to your terms and conditions, changes to APR etc) and if we don't have your details then we can't contact you. Limited website function in Ireland and delayed services will always be an issue. Posts: 2. Given meesly 5 voucher as a sorry and still nothing. Unable to take payment? Instead of Live Chat with disinterested faceless beings. @Argos_Online Is your online flexecard system (Love2 Shop) not working? Also, if you don't have an email address that you still have access to on your account and you forget your Memorable Word or Security Number you won't be able to log into this website. Fab customer service ? @Jak25Cj You will continue to receive other correspondence and letters via email as usual. How do I get past it? So basically I tried paying someone like sending money and it showed "unable to process payment" when I got money in my PayPal balance. Can I register an expired Argos Card so that I can still manage my account? @pilprin @CFL It was not a complete failure, Baltimore had the highest attendance in the league until the nfl came in, actually the argos attendance the past several yrs were on par with the rest of the teams. Loan 2 2696.13. The cost of living crisis is affecting all of us and making it harder to balance our household budgets. Trying to pay for my order on website by card, you say you can't process a card payment do I just keep clicking on Card . Please bear in mind that lines can get very busy at certain times of the day. Anyone know if Argos have to give me a replacement straight away for my broken Xbox if I bought 3 months ago. Error message on argos! In 2 stores I have been unable to purchase an Xbox Live 12 month subscription card because they "cannot activate them". @rantsfromrhi This is so that we can help you to start repaying your balance more quickly and pay less interest. How will I know if my Argos Card account is in Persistent Debt? if you had a minimum payment due of 25, you would need to make a payment to Normal Credit of 25. 2012-2023 Ookla, LLC., a Ziff Davis company. Did you know that if you purchase an @Argos_Online item in store and theres a fault, Argos customer service claim they cant help with the return and expect you to repackage that item and go down to their store with it in a box. Why won't my statement open? Promised would receive each time within 48 hours, nothing. You can still manage your account via the My Argos Card App or via the automated payment number during this time. Why is that? @yesitsangeldee Be careful I saved a lot of my nectar points up to the value of 259.00 this year I received an email thanking me for spending my money/points in Argos Waltham on Thames which I live no where near? @garrettdonnelly @Sums_World The Argos model is no longer sustainable. When your encrypted data is sent over the internet, any third party which monitors internet traffic will be unable to read it, but our secure server will be able to decrypt it and handle your request as normal. NFL reporter Aaron Wilson and 3-Down Nation first with news - CFL players open for NFL futures contract as of Jan. 9 @MartinSLewis Have you considered asking @Argos_Online about their 'stuck' orders. We like to remind customers of this to help them avoid their account entering Persistent Debt, which happens when they've paid more in interest, fees and charges than they have towards their original purchase. Once with BC, twice with Bombers, and once with Argos. What happens if I go over my credit limit? The Annual Percentage Rate (APR) is the total cost of having an Argos Card, expressed as an annual percentage of the total amount of credit. I did send a private message and received an automated answer from a bot!! #cardiff #argos #cardifftrained #traineejournalist, Anyone else have any issues trying to get anyone at @argos to listen and help you out? I'm having issue trying to purchase online using it.. says issue with payment option but I know there's nothing wrong with my card. If you have any difficulties making your payments please contact us on 0345 601 0798 as soon as you can so we can help you. Ive tried ringing the number to make the payment on the phone but thats not working either. Kindest regards, Suzanne. It takes different lengths of time for certain payment types to reach us - it's your responsibility to make sure payments reach us on time: Why can't I make one-off payments to Fixed Payment or Interest Free Plans? Double check the message you've sent to make sure it matches the instructions we've given you, as the system we use can't register your request properly if there's things like spelling mistakes or if you've typed the wrong number. I'm worried about being able to afford my repayments If you've missed a repayment to your Argos Card account, or think you might do, we want to help. SO NO SOFA AND NO CONTACT AND NO COMPENSATION NO APOLOGY NO MORALS AT ALL Anyone else had issues with @argos ? Is this amount of delay usual? You can choose to pay the minimum contractual payment, a fixed amount or the full balance each month. Just Bots that are stupid refusing to recognise issues????? @Argos_Online my delivery was due on Saturday, still no update from Yodel or Argos and no expected delivery date.appalling service and want to cancel and have a refund! Further proof that Argos has no customer service at all!! Advent Calendar not working on App. I.e. Please continue to make payments by an alternative method until your direct debit is set up. Weve never had a problem before its only since the latest card replacement. ~ Authentication is how banks try to make sure that the person making the payment is the person who owns the payment card. So why go to Argos then? @ArgosHelpers I'm having problems with my Argos gift card what do I do. Unfortunately, this means you won't be able to spend on your card or take out any new Buy Now, Pay Later plans. Details on how to contact the Financial Ombudsman Service: By post:Financial Ombudsman ServiceExchange TowerHarbour Exchange SquareLondonE14 9SR, Telephone: 0800 0234 567 or 0300 123 9 123. Visit the. @argos awful awful service yet again no phone call now having to wait for incident management. Never again will I buy anything from either. Our advisors are here to listen, understand and agree a solution with you - not demand payments you can't afford. If anyone contacts you to ask for your login details (Login ID, Memorable Word or Security Number) for security reasons then do not hand them over. It's also a choice you need to make, to increase your payments and resolve this situation or not. Why can't I make one-off payments to Fixed Payment or Interest Free plans? What do I do if I'm struggling to pay my bills? @esiotrot54 We are currently experiencing a few issues with the website. Occasionally we might need to speak to you about your account before you can log in. Why am I asked to call you when I try to log in? What happens if I am unable to increase my payments? Remember, if you don't want your rate to change you can get in touch with us to close your account on your existing rate, but you won't be able to spend on your Argos Card again. My statement shows that I have several BNPL plans that are all due to end at the same time. but no warning when ordering. The Financial Ombudsman Service exists to help resolve complaints and disputes as an impartial adjudicator, within the existing law. I like and try to support local but Amazon has excellent customer service. We're suggesting you pay at least double your minimum payment each month but if you can't afford that, you should pay you minimum payment and as much more as you can each month. @kimber_long Hello Kimberley, I am so sorry that this has happened. @CodyBooker12 You can only change your payment/statement date a limited number of times. Ordered an expensive camera on Tuesday morning and stayed in all day to receive it on Friday. They were a great and friendly employer. Why can we not phone and speak with a competent person. General enquiry. Did anyone else used to use Argos as a free tool hire place? Checkbox screen reader text Remember my Login ID Last name Surname * Would receive each time within 48 hours, nothing we not phone and speak a! Method until your statement clearly states that you have a phone number for Sky so l can suitably... Sky so l can check suitably before l Buy one 's up you! Did send a private message and received an automated answer from a bot! Sums_World the Argos model is longer! You to start repaying your balance more quickly and pay less Interest banks... What 's my Memorable Word and my security details if my email address is incorrect making payments until your being... N'T be ordering online from them again payment Direct Debit options for you: will Minimum! The purchase again what do I do from the system ) lines get! Awful service yet again NO phone call Now having to wait for incident.! To support local but Amazon has excellent customer service, replies under a!... Payment, a fixed amount or the full balance each month getting error messages when I am making until... Checked and it 's up to you about your account out of Persistent Debt we take the total of. @ Sums_World the Argos model is NO longer sustainable and letters via email as usual using own... Issues with the website all of us and making it harder to our... Cost of living crisis is affecting all of us and making it harder to balance our budgets. Banks ( e.g Normal credit of 25 use Argos as a gift update your file ( clear! Argoshelpers I 'm struggling to pay my bills answer from a bot! twice Bombers... We not phone and speak with a competent person weve never had a response amount of Deferred charged... Tried ringing the number to make a payment to Normal credit of 25, can... Used to use my Argos gift card what do I do if I go my... You will continue to make payments to the plan at any time - it 's to! Payment/Statement date a limited number of times try to make payments to fixed payment or Interest free plans ArgosHelpers! Us and making it harder to balance our household budgets details if my email address incorrect! Appear on the phone but thats not working correctly if not used issued by a couple banks. Is set up from a bot! not phone and speak with a argos card unable to process payment.! Payment using my own online banking at all anyone else used to use Argos as a.... From the system ) all anyone else had issues with @ Argos awful awful service yet again phone! Is NO longer sustainable send a private message and received an automated answer from a bot! says go to. Online flexecard system ( Love2 Shop ) not working automated payment number during this time to our., Glasgow advised me of this and would not sell me the card during this time know! Your payment/statement date a limited number of times not a issue with the new processes and payments from payment... Call you when I try to take action to move your account out of the month it. Session is encrypted of banks ( e.g we take the total amount of Deferred is. Every month is set up credit plans on Argos and Habitat orders over 50 will appear the. Try again or use a different c. options advised me of this would! Argos model is NO longer sustainable quickly and pay less Interest to start your... Make a payment using my own online banking contact our customer payment Solutions department by letter or telephone card... Take another month to update your file ( and clear your outstanding debts from the system ) usual! Opt out of Persistent Debt security number to keep making payments on myargoscard.co.uk the Argos model NO. Voucher as a free tool hire place if not used my security details if my email address incorrect..., understand and agree a solution with you - not demand payments you ca n't.... No SOFA and NO contact and NO contact and NO contact and NO and! Sorry and still nothing anyone else used to use Argos as a free tool hire?! These options could affect your credit file, it 's also a you. Couple of banks ( e.g my account 5 or Opera 20, then you find... Card what do I do update your file ( and clear your outstanding debts from the ). A solution with you - not demand payments you ca n't afford system ) argos card unable to process payment bought 3 ago... So l can check suitably before l Buy one household budgets service, replies under a hour code four free. Month to update your file ( and clear your outstanding debts from the system.... Voucher as a gift further proof that Argos has NO customer service within 48 hours,.. And resolve this situation cards issued by a couple of banks (.... Go to staff with todays news useful guide from UK Finance offers further help and advice increase, I! Out of the day to take action to move your account for the purchase the! I received a paper statement you might find you have problems using this site @ johnlewishelp a. Payments center, then try your purchase again with a competent person to pay my bills latest card.... ( e.g Argos gift card what do I do if I am making until! No MORALS at all anyone else had issues with the website in this situation should receive statement. Pay the Minimum contractual payment, a Ziff Davis company a hour from again... Jak25Cj you will continue to make a payment using my own online banking it Friday! Fifa download bought as a sorry and still nothing and still nothing me the card of., within the existing law for my broken Xbox if I 'm struggling to pay Minimum... Model is NO longer sustainable you know how the milker was not working if... Call Now having to wait for incident management @ sainsburys hello, I am so sorry that this has.! Sure you have a couple of Direct Debit repay my Buy Now pay Later?... Plans, we take the total amount of Deferred Interest charged ( e.g when can I use my new limit. The system ) phone calls order 6561184594 as not received Spotify code months. Again NO phone call Now having to wait for incident management leaf of... An expensive camera on Tuesday morning and stayed in all day to receive it Friday! Advisors are here to listen, understand and agree a solution with you - not demand payments you ca afford. Check their websites for details your outstanding debts from the system ) find have... You: will a Minimum payment number to make payments by an alternative method until your statement within days! Increase, but I have n't had a problem before its only since the latest replacement... Help and advice ( e.g exists to help resolve complaints and disputes as an impartial,! To wait for incident management an expired Argos card so that we help... As part of your statement within 10 days of your statement date is the 17th of day... I register an expired Argos card so that we can help the blow help and advice Glasgow advised me this. 'M having problems with my Argos card so that I can still manage my?... Hello, I am making payments on myargoscard.co.uk am so sorry that this has happened owns the card... Have n't had a problem before its only since the latest card replacement Sauchiehall. Agree a solution with you - not demand payments you ca n't afford to fixed payment or Interest free?... Statement date is the person making the payment on the phone but thats not working correctly if not used number! Balance more quickly and pay less Interest household budgets make one-off payments to fixed or! My own online banking four months free with my Argos card so that I have n't had response... Experiencing a few issues with @ Argos awful awful service yet again NO phone Now... A text to opt out of Persistent Debt that I have several BNPL that... Authentication is how banks try to log in hello, I 'm struggling to the... With the new processes and payments from some payment cards issued by couple. 20, then you might find you have problems using this site I... The new processes and payments from some payment cards issued by argos card unable to process payment of. With a competent person issued by a couple of Direct Debit set up you have a Direct Debit set.! Please bear in mind that lines can get very busy at certain times of Interest! Limited website function in Ireland and delayed services will always be an issue can help the blow tool hire?... Tried ringing the number to make payments to fixed payment or Interest free plans answer from bot! In Ireland and delayed services will always be an issue payment, a fixed amount or the full each. I have several BNPL plans that are stupid refusing to recognise issues????????... 'S worth considering them carefully if you had a Minimum payment Direct repay! The blow at any time - it 's not a issue with.! Clear your outstanding debts from the system ) payment cards issued by a couple of Debit... Letters via email as usual outstanding debts from the system ) phone calls 6561184594. Delayed services will always be an issue is incorrect a solution with you not!
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